Insurance Loss Lawyers a resource website and group of experts containing Florida’s best Lawyers, Insurance Consultants, Brokers, Adjusters, Appraisers, Marine Surveyors and Experts who are devoted to representing policyholders, insured, vessel owners, marinas, association, and individuals with damages, claims or insurance disputes. Insurance Loss Lawyers is a growing network of top professionals including Florida’s best and most influential Insurance Attorneys that aggressively represent clients throughout Florida and around the world. 

 David Avellar Neblett, Esq., B.S.C. is the founding partner of Perry and Neblett P.A., and the Neblett Law Group and has been Board Certified since 2013 and has been a Certified Advanced WIND Umpire since 2010.  He has had offices above Monty’s in the Grove for almost twenty (20) years.  

Mr. Neblett assembled this resource website and group of insurance and maritime experts, Appraisers, Umpires, Adjusters, Marine Surveyors  and resources to assist all those policyholders, practitioners and industry professionals find helpful information and specialist to assist with their or their client’s claims and disputes.  Please use the resources and articles provided on this site and/or contact the industry leaders and experts listed herein but note that this site is not providing legal advice and experts, consultants and lawyers must be engaged separately.  

David Avellar Neblett, Esq., B.C.S. is a Florida Bar Board Certified lawyer an Advanced WIND Umpire and is the managing partner and founder of the Neblett Law Group, a full service insurance dispute law firm with a Florida Bar Board Certified attorney that offers litigation and transactional expertise to its clients in both complex and routine legal matters including, but not limited to, insurance claim disputes, denials and bad faith, boat claims, hurricane and storm damage claims, boat sinking, salvage, damage and warranty claims, collisions and allisions, hurricane and storm damage claims, boat sinking and warranty claims, commercial maritime matters, land based and water-based construction claims and disputes, seawall, marina and dock disputes and claims pursuant to Florida Statutes 558 and all types of insurance disputes. 

If your home, business or vessel suffered damage from a hurricane, fire or other catastrophe, and you are having difficulties collecting benefits from your insurance carrier, you have recourse. Disputes over coverage can arise under a variety of circumstances. Some policies contain “act of God” provisions or hurricane exclusions. Some policies do not contain coverage for flood and your insurance company may claim that the damage was caused by water when it was caused by wind or a combination of issues.

Damage involving combinations of factors, such as a hurricane, fire, and flooding can trigger certain terms and conditions in a policy while rendering others useless. Sometimes the insurance company will pay benefits, but only pay a drastically insufficient amount that does not cover the repairs to your home, vessel or business.  Many insurers collect premiums, but never plan to pay claims.  Insurers deny claims by stating that your fire extinguisher was not properly certified, but your fire extinguisher was fully charged and Coast Guard compliance and there was no fire.  Insurers deny claims by stating that there was no peril created opening, but your home or business did not have leaks and water intrusion prior to a storm or hurricane.  Insurers may deny claims stating that your vessel was not seaworthy or there was a design defect in your yacht or seawall that caused damage although these were fine for years until a sudden event.   

The experts, attorneys, appraisers, umpires, surveyors, listed herein have experience dealing with these issues and the resources provided should provide some insight into these issues and how we can provide advice, guidance, and skilled representation on the entire breadth of insurance litigation matters. Insurance companies hire experts, attorneys, appraisers, umpires, surveyors to dispute, delay and deny your claim – shouldn’t you? 

Any insurance policy can generate a dispute. When you faithfully pay your premiums and you need to claim benefits, you are entitled to receive the benefits for which you contracted and paid premiums. Insurance companies have sophisticated systems in place to screen claims and to deny and delay payment of benefits, especially large claims. We know how these processes work, and we know when the insurance company is stalling or breaking the law by denying or delaying payment. 

In addition to providing vigorous claims assistance and litigation representation, we provide comprehensive pre-claim and pre-litigation services, including insurance policy reviews, risk evaluations and investigations. Our team also assists clients with procuring insurance coverage for complicated and/or valuable risks, such as vessels, art and luxury goods as well as disputes and litigation related to art, boats, yachts, watches, and other luxury goods including loss from theft, fire, water damage, forgeries, and misrepresentations. 

Sometimes by simply informing the insurance adjuster or insurance defense attorneys of our knowledge of applicable terms and conditions or about the potential illegality actions or inactions an insurer or its agents have taken, we can prevent litigation and compel a favorable settlement. Our insurance litigation attorneys are exceptional in these negotiations because the insurance adjusters and insurance defense attorneys know we are always willing to pursue litigation and take a case to Trial that we have the team and the means to try and win cases. 

Thus, whether you are a home owner dealing with a cast iron pipe claim, a marina dealing with a  hurricane claim to docks and seawalls or  boat owner dealing with an insurance claim dispute due to your boats sinking at the dock or running aground, David Avellar Neblett, Esq., B.C.S. and the attorneys and staff of the Neblett Law Group have the experience and know how to protect and assert the proper defense or remedy as each case may require.  

Give David Avellar Neblett, Esq., B.C.S. a call or contact us today and we will happily provide a fee consultation or put you in touch with the expert or resource to help you.