The Florida Legislature has sought fit to provide for the recovery of attorney’s fees in first party insurance case. The rationale behind this statute is that the insurer’s should act correctly and in conformity to the contact of insurance and that ins…

Legal Links These are sites that we consider to be the very best. They have lots of content, are updated frequently, are well indexed and attractively designed. They are must see and bookmark sites. MARITIME LEGAL RESOURCES: Text of Relevant…

Construction Litigation Construction and emergency service projects can ill afford to become bogged down by legal concerns. Our attorneys have experience and proficiency in construction law and also experience working with contractors, builders,…

Reviewing Estimates Insurance adjusters work for the insurance company and are responsible for preparing an estimate of the cost of repair or replacement of the insured’s property loss. Not all adjusters are bad; however, following a major loss…

Disaster Preparedness Earthquakes, hurricanes, floods, fires, and tornados often involve catastrophic damage to property. These occurrences are initially reported by the media, and gain widespread attention as a result of devastating consequences…

Contents Claim Tips Goal: Collect the full amount your insurer owes you by listing and pricing everything you lost and submitting receipts as you replace items or by negotiating for policy limits. Action: Use lists, photos, family and friends t…

Basic Claims Tips Webster’s New World Dictionary defines insurance “as being insured against a loss…. under stipulated conditions a contract guaranteeing such protection.” Black’s Law Dictionary says it is a “contract whereby one undertakes to…

Examinations Under Oath You must cooperate with reasonable requests for information and documents from your insurance company that relate to your claim. If your insurance company has unanswered questions about items in your claim, they may ask you…

Insurance Claim Presentation Following the loss, after the insurance company adjusters are contacted, in a complex loss situation, a claim should be presented. This presentation can be made by the property managers and/or condominium associations…

Public Adjusters A public adjuster is an insurance claims adjuster who is an advocate for and paid by the policyholder in appraising and negotiating an insurance claim. Aside from attorneys, public adjusters licensed by state departments of insurance a…