Most insurance policies require an insured to submit to an Examination Under Oath as part of the insurer’s investigation prior to making a determination of coverage. A sample policy provision reads: “As often as we reasonably require: (3) Submit to an examination under oath while not in the presence of any other insured, and sign the same.” 

Published Articles Submerged Cultural Resource Laws and Policies When I began to study submerged cultural resource legislation and management I became enlightened by the truths that laws and enforcement are only a small part of the solution to…

Published Articles Personal Watercraft Civil Litigation on the Rise Personal Watercraft (PWC)-related civil litigation has experienced a dramatic increase in recent years, fueled by a large installed population (1.2 million), sales of over 100,000…

Published Articles One million defective personal watercraft in use? Results from the 1998 National Transportation Safety Board (NTSB) Personal Watercraft Safety Study represents PERSONAL WATERCRAFT FATALITIES ARE INCREASING AT AN ALARMING RATE!…

Going Down On Legal Diving Issues Diving is inherently dangerous. Nature designed humans to be land creatures, and they are normally ill suited for spending long amounts of time underwater. However, since people became interested in exploring the…

Published Articles Environmental Issues and Pollution Claims MARINE SANITATION DEVICES (MSD)Environmental Issues and Pollution Claims MSD regulations have been in effect for all vessels since January 30, 1980 pursuant to Marine Sanitation…

Published Articles Discharge of Oil or Hazardous Substances Public Law 96-510 and Public Law 92-500 (CERCLA ) requires immediate notification of the appropriate agency of the United States Government of a discharge of oil or hazardous substances…

Published Articles Critique of Changes in the Florida Keys National Marine Sanctuary Management Plan The first draft of the Florida Keys National Marine Sanctuary (hereafter FKNMS) action plan during a public revision period. The final plan was…

Published Articles Cow Key Channel Seagrass First Annual Monitoring Report Download File The purpose of this first annual monitoring report is to document the current conditions associated with the compensatory mitigation of impacts related to the…